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Food for Thought


Rental vs. Purchase – What companies should consider
With pros and cons to both renting and buying, it pays to evaluate your company’s current situation and capabilities (financial and...
Eldene Botha
Jun 26, 20204 min read


Important Points to Consider When Purchasing Life Cover and Associated Benefits
In a competitive market where insurers constantly try to enhance benefits
Eldene Botha
Feb 5, 20202 min read


China virus causes capital market havoc
February 2020 For several decades, the adage held that when America sneezes, the world catches pneumonia. Now that China has become a...
Eldene Botha
Feb 4, 20203 min read


Why short-term insurance is important
“Short-Term Insurance”, would be the word used on the street, or at a “braai” to describe a grudge payment which occurs every month.
Eldene Botha
Jan 31, 20204 min read


Coronavirus and other medical events
2020 has kicked off with a major bang and even greater bang in China, even before their yearly Lunar New Year Holiday has arrived.
Eldene Botha
Jan 31, 20202 min read


Asset Class Views of 2019
It is important to remember that sentiment doesn’t always impact market
returns.
Eldene Botha
Jan 31, 20203 min read


Optimum Tax Services
Optimum Tax Consulting (Pty) Ltd opened for business on 1 July 2019. The business was strategically placed to add value to the current...
Eldene Botha
Jan 31, 20203 min read


What exactly does your health-related assistance product offer you?
Medical Aid. What does this word actually mean? Let’s take a closer look at definitions of the two separate words. Medical means...
Eldene Botha
Jan 31, 20202 min read


Optimum Payroll Services
Optimum Payroll offers complete payroll services with full year-end functions as required by SARS.
Eldene Botha
Jan 31, 20202 min read


Drafting of Wills in the Modern Era
A will is one of the most important financial planning documents, especially as you move toward retirement.
Eldene Botha
Jan 31, 20202 min read


Comments on ZAR
Clients must be careful to make emotional decisions after the currency has depreciated.
Eldene Botha
Jun 7, 20192 min read


Saving for your future
In an ideal world you should start saving for your child’s education even before they are born as to build up enough capital to pay a yearly
Eldene Botha
Jan 17, 20191 min read


Immovable Property and the Minor Child
As parents we all wish to give our children the best start in life and, where possible a solid start towards financial independence.
Eldene Botha
Jan 17, 20192 min read


Changes into legislation regarding the Employee Benefit space
As predicted in our previous newsletter on Employee Benefits, 2018 have delivered several changes into legislation regarding the Employee Be
Eldene Botha
Jan 17, 20193 min read


Retirement Annuities | Tax Avoidance
The end of the 2017 tax season is fast approaching and the opportune time to top-up your contribution to your Retirement Annuity plan.
Eldene Botha
Feb 12, 20181 min read


Risikodekking – ‘n Geldmaakstorie of ‘n noodsaaklikheid?
Dit is n sensitiewe saak om aan te spreek, want niemand wil dink aan die “wat as” nie. ‘n Lewensveranderende gebeurtenis vind gewoonlik plaa
Eldene Botha
Jan 29, 20182 min read


Short-term insurance made easy
Your short-term insurance contract often seems to be overwhelming in its complexity, and particularly frustrating when your claims are not
Eldene Botha
Jan 29, 20183 min read


Employee benefits – Legislative changes 2017
Long awaited changes are being approved and tabled for legislation regarding the Employee Benefit space. This should result in an interestin
Eldene Botha
Jan 29, 20182 min read


Optimum Asset Finance
Optimum Asset Finance is die afgelope vyf jaar reeds deel van die Optimum Groep.
Eldene Botha
Jan 25, 20182 min read


Optimum Fiduciary Services
The transfer of wealth from one generation to the next is ensured through expertly constructed wills, trusts and other tax-friendly structur
Eldene Botha
Jan 20, 20181 min read
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