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Food for Thought


From Challenge to Courage: Nanze Climbs Kilimanjaro for Breast Cancer Awareness
Optimum proudly sponsored Nanze Els from Upington, Northern Cape, on her extraordinary Kilimanjaro climb, a journey dedicated to breast cancer awareness. This climb was more than a summit. It was a celebration of resilience, determination, and the power of hope in the face of life’s toughest challenges. Nanze’s story is a testament to courage. In March 2018, just four weeks before she was set to complete her first full Ironman in Port Elizabeth, Nanze, then 35, was diagnosed

Lizelle Erasmus
Oct 223 min read


Retirement Planning: Because "I'll Figure It Out Later" Is Not a Plan
Your Future Self Called - And Has Some Opinions Remember when you thought 65 was ancient? Spoiler alert: Future You is going to want to...

Marinus Lourens
Oct 93 min read


Maximise your tax benefits on Retirement Annuities and Tax-Free Savings Accounts
As we approach the end of the tax year, now is the perfect time to review and optimise your financial strategy. If you haven’t maximised...

Roelf Botha
Feb 72 min read


Versterk u belastingvoordele met uittree-annuïteite en Belastingvrye Spaarplanne
Met die einde van die belastingjaar in sig, is dit nou die ideale tyd om u finansiële strategie te hersien en te versterk. Indien u nog...

Roelf Botha
Feb 72 min read


Navigating Financial Success as a Young Adult in South Africa
Being a young adult in South Africa can feel challenging as you navigate your career, build your net worth, and manage personal life goals.

Liezel van der Merwe
Oct 18, 20242 min read


Why You Need a Will? - Who Else Will Decide Who Gets Your Collection of Boerewors Recipes?
Let’s dive into why you need a will and why it remains such an important document.

Marinus Lourens
Oct 9, 20243 min read


Life Insurance for Young Adults: Why You Need It Now
As a young adult in South Africa, life insurance might seem like an unnecessary expense, but it can be a crucial safety net for your future.

Stefan Kellerman
Oct 8, 20242 min read


Overcoming the cycle of “shirtsleeves to shirtsleeves”
The process of passing wealth and leadership across generations is a cornerstone of family businesses and dynasties. Legacy wealth...

Roelf Botha
Sep 23, 20244 min read


Protect Your Family's Future: Life Insurance in South Africa
Protect Your Family's Future: Life Insurance in South Africa

Brendan Fourie
Sep 19, 20242 min read


The Risk of No Life Insurance
In South Africa, not having life insurance can expose individuals and their families to significant financial risks. Life insurance...

Bertus Jansen
Sep 17, 20242 min read


Common Mistakes People Make with Retirement Annuities
According to the Association of Savings of South Africa (ASISA), they estimate that only 6% of South Africans are on their way to retire...

Werner Schultz
Sep 15, 20242 min read


Why investing in Long-Term Insurance is a smart financial move
Investment and life insurance is not often mentioned in the same sentence but, they should be. If we change our perception of what we...

Marinus Lourens
Sep 8, 20242 min read


Using long-term insurance to protect your risks
It is crucial to prioritize your health and well-being by ensuring you have adequate protection against the risks of illness or...
Karlé Botha
Aug 19, 20241 min read


Living Wills in South Africa
In South Africa, living wills, also known as advance directives or personal directives, are not currently recognized as legally...

Ankia Nel
Jan 9, 20242 min read


Final chance to maximise your tax benefits | Tax year 2022
Taxpayers still have time to maximise their tax benefits before end of February 2022
Optimum Group
Jan 20, 20221 min read


Important Points to Consider When Purchasing Life Cover and Associated Benefits
In a competitive market where insurers constantly try to enhance benefits
Eldene Botha
Feb 5, 20202 min read


Saving for your future
In an ideal world you should start saving for your child’s education even before they are born as to build up enough capital to pay a yearly
Eldene Botha
Jan 17, 20191 min read


Retirement Annuities | Tax Avoidance
The end of the 2017 tax season is fast approaching and the opportune time to top-up your contribution to your Retirement Annuity plan.
Eldene Botha
Feb 12, 20181 min read


Risikodekking – ‘n Geldmaakstorie of ‘n noodsaaklikheid?
Dit is n sensitiewe saak om aan te spreek, want niemand wil dink aan die “wat as” nie. ‘n Lewensveranderende gebeurtenis vind gewoonlik plaa
Eldene Botha
Jan 29, 20182 min read


Life cover: How much is enough?
Even if life insurance forms part of your employee benefits, it will be wise to consider topping it up with a private policy
Eldene Botha
Jul 18, 20174 min read
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