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Healthcare Protection

"He who has health has hope
and he who has hope has everything."

- Arabian Proverb -

The role of Optimum's Healthcare Specialists are to provide expert advice and guidance on the various options available and help individuals make informed decisions based on their unique healthcare needs and financial circumstances.

Medical Aid

Medical insurance is a priceless commodity that needs proper planning and foresight to manage and protect. A good healthcare plan does not only help guard against the devastation of disease and unforeseen tragedies such as pandemics and accidents but can also save one's family from financial distress.

Scheme options and prices seem endless, and without wanting to balance the well-being of one’s loved ones against the emptiness of one’s pockets, reality has definite limits. 

Gap Cover

Gap cover provides additional coverage to individuals who have an existing medical aid or health insurance policy. The purpose of gap cover is to help bridge the gap between the amount of medical expenses covered by the primary insurance policy and the actual costs incurred by the patient. This can include expenses related to hospitalisation, surgery, specialist consultations, and other medical services.

Lifestyle Program

A lifestyle program linked to medical aid and life insurance products offers policyholders various benefits and rewards for adopting and maintaining healthy lifestyle habits.

A healthy lifestyle can lead to lower healthcare costs and longer life expectancy, which benefits both the policyholder and the insurance company.

Medical Aid
Gap Cover
Lifestyle Program
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