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Food for Thought


LEGAL NOTE: December 2025 | OPFA COMMUNICATION 2 OF 2025
Death Benefits – Clarification on Jurisdiction by the Office of the Pension Funds Adjudicator Section 37C of the Pension Funds Act, 1956 affords the fund a wide discretion to decide on the equitable distribution of a death benefit. In exercising its discretion, the fund is required to inter alia ensure that its decision is supported by a proper investigation of all the relevant facts, all of which must be considered. Where a fund fails to exercise its discretion properly, t
Anu Ananmalay
Dec 5, 20253 min read


LEGAL NOTE: NOVEMBER 2025 – SUMMARY OF LEGISLATIVE UPDATES 2025
ACTS, REGULATIONS & BILLS COFI BILL UPDATE Currently the focus is on Phase 2 of the COFI Bill transition work which entails the development of a broad set of themed frameworks (Phase1: The initial high-level design of the new framework; Phase 3: focuses on how to transition all instruments under existing sectoral laws to the COFI Bill). FSCA will informally consult on a variety of themed frameworks during the 2025/2026 business year. The FSCA is also in the process of refinin
Anu Ananmalay
Nov 4, 20254 min read


From Challenge to Courage: Nanze Climbs Kilimanjaro for Breast Cancer Awareness
Optimum proudly sponsored Nanze Els from Upington, Northern Cape, on her extraordinary Kilimanjaro climb, a journey dedicated to breast cancer awareness. This climb was more than a summit. It was a celebration of resilience, determination, and the power of hope in the face of life’s toughest challenges. Nanze’s story is a testament to courage. In March 2018, just four weeks before she was set to complete her first full Ironman in Port Elizabeth, Nanze, then 35, was diagnosed
Lizelle Erasmus
Oct 22, 20253 min read


Retirement Planning: Because "I'll Figure It Out Later" Is Not a Plan
Your Future Self Called - And Has Some Opinions Remember when you thought 65 was ancient? Spoiler alert: Future You is going to want to...
Marinus Lourens
Oct 9, 20253 min read


Celebrating Women in Drones – Optimum Group’s Thank You
This Women’s Month, Optimum Group celebrates the remarkable women shaping the future of commercial drone technology. Their expertise, innovation, and leadership are proving that technology knows no gender, inspiring the next generation to aim higher.
Daniel Blommerus
Aug 12, 20251 min read


LEGAL NOTE AUGUST 2025: FSCA COMPLAINTS MANAGEMENT INDUSTRY REVIEW REPORT
BACKGROUND The Financial Sector Conduct Authority (FSCA) is the market conduct regulator of financial institutions in South Africa. The...
Anu Ananmalay
Aug 1, 20253 min read


DRONE INSURANCE SOLUTIONS | Optimum Insure Consulting
Protecting Possibility with Precision At Optimum Insure Consulting, we don’t just provide insurance - we build strategic protection...
Daniel Blommerus
Jul 17, 20252 min read


LEGAL NOTE JULY 2025: THE CONDUCT OF FINANCIAL INSTITUTIONS BILL UPDATE
THE CONDUCT OF FINANCIAL INSTITUTIONS BILL At a high level, The Conduct of Financial Institutions Bill (known as COFI) is an umbrella...
Anu Ananmalay
Jul 1, 20255 min read


LEGAL NOTE JUNE 2025: NATIONAL BUDGET MAY 2025
NATIONAL BUDGET MAY 2025 – FINANCIAL SERVICES & RETIREMENT FUNDS On 21 May 2025 Finance Minister Enoch Godongwana delivered his revised...
Anu Ananmalay
Jun 2, 20253 min read
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