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Food for Thought


SA Banks should be safe from new financial turmoil
Silicon Valley Bank’s demise represents a worst case scenario of the dangers that lie in wait for banks all over the world, due to the...

Dr. Roelof Botha
Mar 23, 20233 min read


DMRE obstructing mining development
South Africa’s mining sector has enjoyed a satisfactory start to 2023, with January’s total mineral sales of R63 billion matching the...

Dr. Roelof Botha
Mar 16, 20233 min read


Capital formation urgently required to sustain GDP growth
Cynics that had predicted negative GDP growth for 2022 will have to wait at least another 12 months to see whether their pessimism may...

Dr. Roelof Botha
Mar 8, 20232 min read


LEGAL NOTES Update: Impact of the Budget Speech 2023/2024 on Retirement Funds
On 22 February 2023 Finance Minister Enoch Godongwana delivered his budget speech. He noted that the 2023 budget is being tabled in a...

Anu Ananmalay
Mar 6, 20235 min read


Employment gains continue in 4th quarter
The South African economy continued its impressive job creation performance in the 4th quarter of 2022, adding another 169,000 new jobs....

Dr. Roelof Botha
Mar 3, 20232 min read


Budget 2023/24 – emphasis on renewable energy & tax breaks
The 2023/24 national budget delivered by Finance Minister Enoch Godongwana has been met with a favourable initial response by...

Dr. Roelof Botha
Feb 23, 20234 min read


Energy crisis takes its toll on the Rand
On 13 February, the rand breached the $18-level again, recording its weakest level since mid-November. This decline follows hot on the...

Dr. Roelof Botha
Feb 16, 20233 min read


Legal Update February 2023 -Article by the Institute of Retirements Funds Association (IRFA)
New legislation spells name change for Pension Funds Tribunal. The financial services dispute resolution landscape is being radically...

Anu Ananmalay
Feb 14, 20233 min read


The Global Economy | The gloom starts to lift
What a difference a couple of weeks can make! Early in January, the World Bank published its latest global economic outlook, which is a...

Dr. Roelof Botha
Feb 9, 20233 min read


Tourism recovery on track
In December, the number of overseas travellers visiting South Africa jumped to its highest level since February 2020 (which was just...

Dr. Roelof Botha
Feb 2, 20232 min read


Pressure mounting on consumers
In recent weeks, the general mood amongst South Africans from all walks of life has become palpably sombre, mainly as a result of the...

Dr. Roelof Botha
Jan 25, 20233 min read


Take advantage of your Retirement Annuity tax incentives
With February around the corner and tax year end draws near, we want to remind you of the benefit of using your entire annual tax...

Ankia Nel
Jan 23, 20231 min read


Manufacturing sales hit new record in November
Stage 6 load-shedding, decaying roads, higher interest rates & inflation and a generally incompetent public sector, especially at...

Dr. Roelof Botha
Jan 19, 20232 min read


LEGAL NOTE: Update on the Two Pot system
The so-called two pot system, which was included in the 2022 Draft Revenue Laws Amendment Bill (“the Bill”), was published for public...

Anu Ananmalay
Jan 16, 20235 min read


Solar power should be the ANC's top priority
A closer look at the key priorities identified by the ANC at its 55th National Conference reveals an interesting ranking order; with one...

Dr. Roelof Botha
Jan 10, 20233 min read


Emphatic victory for ANC's reform agenda
Against the background of intimidating headwinds, including low economic growth, load shedding and a vociferous and retrogressive RET...

Dr. Roelof Botha
Jan 4, 20233 min read


New formal employment hits the 1-million mark
The upward trend in new job creation continued unabated in the 3rd quarter of 2022, with total formal sector employment rising by more...

Dr. Roelof Botha
Dec 5, 20223 min read


Wholesalers priming retail for shopping spree
A rampant wholesale sector has been busy laying the tables of retailers for the inevitable shopping spree that is associated with Black...

Dr. Roelof Botha
Nov 23, 20223 min read


Pressure mounting on the US Dollar
The surge in the value of the US dollar since the beginning of the year may be coming to an end. Immediately after the publication of...

Dr. Roelof Botha
Nov 11, 20223 min read


OIG Monthly Market Review
The month of September lived up to its historical standing of being the worst month of the year, as it was marked with aggressive...

Gordon Loubser-Hattingh
Nov 3, 20225 min read
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