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To paraphrase George Bernard Shaw: “Health is wasted on the healthy.”  Anyone suffering from a chronic disease, a sudden onset illness, or even a severe strain of man-flu, can confirm that when one loses the grip on being healthy, there is very little one wouldn’t sacrifice to regain it.

What is medical aid?

Membership of a medical aid provides one with financial cover for medical-related expenses in return for a monthly premium. These contributions are paid to a medical aid scheme such as Discovery Health, Momentum, Bestmed, Bonitas, Medihelp, Fedhealth, and many more. The medical aid will cover the member in terms of the scheme’s regulations and the member’s chosen medical plan option.

Why medical insurance?

Medical insurance is a priceless commodity which needs proper planning and foresight to manage and protect. A proper healthcare plan does not only help guard against the ravages of disease and unforeseen cataclysms such as pandemics and accidents but can also save one’s family from financial ruin.

Over the decades the myth of a universal medical scheme has led many astray. People who want to protect and safeguard their families are often faced with the dreaded reply: “It’s not covered by your scheme” which often signifies the start of severe financial strain. Scheme options and prices seem endless, and without wanting to balance the wellbeing of one’s loved ones against the emptiness of one’s pockets, reality has definite limits. 

How we do it at Optimum

The Optimum Health team has vast experience in navigating its way through the jungle of medical scheme options and benefits. They will remain by your side, assisting you with traversing this treacherous terrain: clarifying scheme statements, explaining benefits, and offering their expert opinions regarding options from all the major medical schemes in South Africa.

As an additional benefit Optimum’s clients will always have access to the powerhouse of Optimum’s administrative centre. Gone are the days of struggling to understand indecipherable statements, queries, technical issues regarding changes to membership statuses, disputes with medical schemes, and other nightmares. Optimum’s experienced and dedicated team of experts can take care of these problems.

Optimum’s primary goal is simply this: client satisfaction. This can only be obtained when your family is secure, and that is what Optimum strives for.